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How was SmartJudge built and who checked it?

It’s a fair question to ask of any tool that tells you how your finances might be divided. SmartJudge applies the law of England and Wales using a list of leading cases vetted by a practising family law solicitor, and every report is checked before you see it.

Here is how a report is made, who reviews what, and the things we deliberately don’t claim, so you can decide for yourself how much weight to give it.

  • A curated listof leading England and Wales authorities
  • Only a fewcitations in any report, each one checked
  • England & Walesthe only law it applies
  • No accuracy scoreclaimed, by deliberate choice

Three people, three separate jobs

The roles are kept apart on purpose. No one person approves the law, the questions and the handling of your data.

  • Legal reviewerA practising family law solicitorA practising family law solicitor at Paradigm Family Law reviews the legal framing and signs off any change that affects it: the cases SmartJudge may cite, how each principle is stated, and the “not legal advice” wording.
  • Questionnaire reviewerA senior family law practitionerReviewed the questionnaire field by field: the label, the help note, and whether each answer matters to how a court would divide the assets. Where the wording was rewritten, the reviewer’s wording was used.
  • Data protection leadKaren Arndt, FounderAccountable for how your information is handled. Deliberately not the legal reviewer, whose firm receives your documents only if you choose to book a paid review.

Legal sign-off is a standing gate, not a one-off check at launch: a change to the legal reasoning does not go live without the reviewer’s written approval, and each approval is recorded with a date.

How a report is made

Five steps sit between your answers and your report. Two of them can stop a report altogether, and that is the point.

  1. The right law. The first question is whether your divorce falls under the law of England and Wales. If it doesn’t, SmartJudge stops and tells you why.Can stop the report
  2. Nothing essential left blank. Our legal reviewer ruled that a thin report is a misleading one, so every essential question needs an answer. Ticking “not known” counts, and the report will say so. A silent blank doesn’t.Can stop the report
  3. The framework. Your answers are set against the section 25 checklist of the Matrimonial Causes Act 1973 and the vetted list of leading cases. A few comparable published judgments may be added, labelled as supporting illustrations only.
  4. A draft in plain English. Claude, a large language model made by Anthropic, applies the framework to your answers. It isn’t asked to remember the law from its training, and it doesn’t search for cases itself.
  5. The citation check. Every case the draft cites is matched against the vetted list. Only a small number may be cited, and where the list relies on a specific paragraph of a judgment, the draft must name it.
PassesYour report is released. Every authority in it is named, with its citation, so anyone advising you can look it up.
FailsThe draft goes back for correction. If the corrected draft still fails, no report is released. A confidently wrong report is worse than none.

Where does my information go?

Your data is encrypted, stored in the London region, never sold and deletable at any time. To write your report, we use a leading AI provider under strict contract terms: your information is never used to train AI models and is deleted within 30 days, unless it is flagged for misuse or the law requires it to be kept. Full details are in our Privacy Policy.

Where the case law comes from

Two sources, with a strict ranking between them. Open-ended searching across thousands of judgments is exactly how AI tools end up inventing authority, so the curated list always comes first.

PrimaryThe vetted case listA curated list of leading England and Wales judgments, each approved by the legal reviewer as correctly stating a principle.
  • The only source of legal propositions
  • Every citation must come from here
  • Changes only with the reviewer’s approval
Supportive onlyComparable published judgmentsFrom The National Archives’ Find Case Law service, used to illustrate how similar facts have been treated.
  • May back up a principle already on the list
  • May never introduce a new principle
  • May never be the only basis for a citation

When the law changes, the legal reviewer decides whether a new judgment joins the list and how its principle is stated. Nothing joins because the AI noticed it.

What we don’t claim

What we say
  • It applies the law of England and Wales
  • Its authorities are vetted by a family law solicitor
  • Every citation is checked before release
  • It shows its working, so it can be checked
What we won’t say
  • That it is an accurate percentage
  • That it predicts your outcome
  • That it is legal advice
  • That its security is externally certified

Why there’s no accuracy figure

Financial remedy is discretionary: two judges can weigh the same facts differently, and published judgments are a skewed sample of the hardest cases. A percentage score would look reassuring and mean very little. Instead, each report shows its working: a likely range, the reasoning, the named authorities and the points a judge would be most likely to press. A solicitor can check every one of them.

Is the review independent?

Partly, and we want to be precise. Both reviewers are at Paradigm Family Law, the firm that provides our paid reviews. They work at a firm regulated by the Solicitors Regulation Authority and are accountable for what they sign, but they aren’t a third party with no connection to us. Any family law solicitor can check a report independently, because every case it relies on is named.

Is it legal advice?

No. SmartJudge is an educational tool that gives you an informed starting point. It isn’t a law firm, and a report is not a prediction of what will happen in your case. For advice you can rely on, see the limits of AI and when to ask a legal expert.

SmartJudge and What Would a Judge Say? Ltd are not regulated by the Solicitors Regulation Authority. If you book a review with Paradigm Family Law, you become a client of an SRA-regulated firm, with the protections that brings.

Check it for yourself

The assessment is free and private. See the method at work on your own figures.

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